Disclosures

TFO-TDC, LLC dba TDC Investment Advisory is an SEC registered investment adviser. By using this website, you accept our Terms of Use and Privacy Notice. TDC Investment Advisory’s investment advisory services are available only to residents of the United States in jurisdictions where TDC Investment Advisory is registered. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections are hypothetical in nature and may not reflect actual future performance. The content on this website is for informational purposes only and does not constitute a complete description of TDC Investment Advisory’s investment advisory services. Certain investments are not suitable for all investors and are not available to all TDC Investment Advisory Clients. Before investing, consider your investment objectives and TDC Investment Advisory’s fees.

This website is a publication of TFO-TDC, LLC. Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No content should be construed as personalized investment advice or as an offer to buy or sell, or a solicitation of any offer to buy or sell the securities mentioned. A professional adviser should be engaged before implementing any of the strategies suggested. Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.
Articles and videos have been prepared by third parties for use by TFO-TDC, LLC. All expressions of opinion reflect the judgment of the authors and presenters as of the date of publication and are subject to change. TFO-TDC, LLC does not provide any guarantee, express or implied, that the information presented is accurate or timely, and does not contain inadvertent technical or factual inaccuracies.

Legal and tax information provided is general in nature. Always consult an attorney or tax professional regarding your specific legal or tax situation. TFO-TDC, LLC is not engaged in the practice of law or accounting.

TFO-TDC, LLC is registered as an investment adviser with the SEC and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.

TFO-TDC’s investment philosophy is based on the research of Dimensional Fund Advisors (DFA) and Nobel Prize winning laureate Eugene Fama (2013) and Ken French.   Fama and French are not associated with TFO-TDC, LLC. However, through the use of DFA mutual funds, TFO-TDC uses investment strategies guided by French/Fama’s academic work and five-factor model.

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment or strategy will be profitable or equal to past performance levels.

All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions, may materially alter the performance of your portfolio. There are no assurances that a portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is not a guarantee of future investment success.

Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio. There are no assurances that a portfolio will match or outperform any particular benchmark.

Professional Designations Defined:

ChFC® – Chartered Financial Consultant®
CRPS® – Chartered Retirement Plans Specialist®
CPFA – Certified Plan Fiduciary Advisor
CFP® – Certified Financial Planner®
CPA – Certfied Public Accountant
CFE – Certified Financial Educator
PFS – Personal Financial Specialist

Award Disclosures

Disclosures Regarding Awards and Recognitions Granted to TDC Investment Advisory and Its Professionals

Awards and recognitions by unaffiliated rating services, companies, and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if TFO-TDC, LLC (“TFO-TDC”) is engaged, or continues to be engaged, to provide investment advisory services; nor should they be construed as a current or past endorsement of TFO-TDC  or its representatives by any of its clients.

Rankings published by magazines and others are generally based exclusively on information prepared and/or submitted by the recognized adviser. Moreover, with regard to all performance information contained herein, directly or indirectly, if any, users should note that past results are not indicative of future results. Please see below for a more detailed description of the criteria used with respect to the awards and recognitions granted to TDC Investment Advisory and, as indicated below, its individual employees.

Toledo Blade – Top Places to Work 2018 –  TDC Investment Advisory is honored to receive this award for 2018 as a small company in Northwest Ohio region (74 or fewer employees). TDC Investment Advisory did pay to participate in and distribute the survey results. If you would like more information about this award or topic, please contact TDC Investment Advisory at 419.891.9999.

Disclosures Regarding Awards and Recognitions Granted to TDC Investment Advisory Affiliated Companies

This recognition is granted to TDC Companies, Inc., an affiliated, separate company from TDC Investment Advisory and is not a part of TFO-TDC, LLC.

Awards and recognitions by unaffiliated rating services, companies, and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if TFO-TDC, LLC (“TFO-TDC”) is engaged, or continues to be engaged, to provide investment advisory services; nor should they be construed as a current or past endorsement of TFO-TDC  or its representatives by any of its clients.

Rankings published by magazines and others are generally based exclusively on information prepared and/or submitted by the recognized adviser or associated company. Moreover, with regard to all performance information contained herein, directly or indirectly, if any, users should note that past results are not indicative of future results.

Social Media Disclosures

Facebook and LinkedIn Disclosures

Clicking the Like button does not constitute a testimonial for or endorsement of TFO-TDC, LLC or any of its investment adviser representatives. This is the only mechanism available to circulate our Facebook and LinkedIn pages. “Like” is not meant in the traditional sense. Posts must refrain from recommending investment advisory services or providing testimonials for TFO-TDC or any of its representatives, since they are strictly prohibited by the SEC. Please understand that we are required to delete such posts, since this is a regulatory requirement. Should you wish to convey an opinion to us, please contact the Chief Compliance Officer at 419.891.9999. In addition, no one commenting on TFO-TDC’s Facebook wall, LinkedIn company page, the firm’s employees LinkedIn pages,  or any posts should post specific securities recommendations. Questions about a specific investment or adviser cannot be answered and may be removed from the page.

Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change.

Information provided is general in nature and does not constitute personalized investment advice. A professional adviser should be consulted before implementing any of the options presented. Any tax and estate planning information provided is general in nature and should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation.

Information on TFO-TDC’s Facebook or LinkedIn pages are not an offer to buy or sell, or a solicitation of any offer to buy or sell the securities mentioned therein. Hyperlinks on the Facebook or LinkedIn pages are provided as a convenience, and we disclaim any responsibility for information, services or products found on pages linked thereto.

TFO-TDC, LLC is an SEC registered investment adviser and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.