Disclosures

This website is a publication of TFO-TDC, LLC. Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No content should be construed as personalized investment advice or as an offer to buy or sell, or a solicitation of any offer to buy or sell the securities mentioned. A professional adviser should be engaged before implementing any of the strategies suggested. Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.
 
Articles and videos have been prepared by third parties for use by TFO-TDC, LLC. All expressions of opinion reflect the judgment of the authors and presenters as of the date of publication and are subject to change. TFO-TDC, LLC does not provide any guarantee, express or implied, that the information presented is accurate or timely, and does not contain inadvertent technical or factual inaccuracies.
 
Legal and tax information provided is general in nature. Always consult an attorney or tax professional regarding your specific legal or tax situation. TFO-TDC, LLC is not engaged in the practice of law or accounting.
 
TFO-TDC, LLC is registered as an investment adviser with the SEC and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.

TFO-TDC’s investment philosophy is based on the research of Dimensional Fund Advisors (DFA) and Nobel Prize winning laureate Eugene Fama (2013) and Ken French.   Fama and French are not associated with TFO-TDC, LLC. However, through the use of DFA mutual funds, TFO-TDC uses investment strategies guided by French/Fama’s academic work and five-factor model.
 
Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment or strategy will be profitable or equal to past performance levels.
 
All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions, may materially alter the performance of your portfolio. There are no assurances that a portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. Past performance is not a guarantee of future investment success.
 
Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio. There are no assurances that a portfolio will match or outperform any particular benchmark.

Professional Designations Defined:

ChFC® - Chartered Financial Consultant®
CRPS® - Chartered Retirement Plans Specialist®
CPFA – Certified Plan Fiduciary Advisor
CFP® – Certified Financial Planner®
CPA – Certfied Public Accountant
CFE – Certified Financial Educator
PFS - Personal Financial Specialist